Q. Are the guys in the freecreditreport.com ads a real band?

A. No, and the Web site doesn’t really offer free credit reports either.

To get a credit report from the Web site that the ads tout, you sign up for a trial membership in Experian’s Triple Advantage Credit Monitoring service. Unless the membership is canceled during the seven-day trial period, you will be billed $14.95 a month for the service. The official site where you can request the free annual credit reports to which you are entitled by federal law is www.AnnualCreditReport.com. Or you can call toll-free 877-322-8228 or mail a written request to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

Back to the band: It is certainly popular, with its own Web site, YouTube channel, Facebook fan page, and so on. But it is fictional.

The main singer is played by Eric Violette, Canadian-Frenchie actor and musician. Last year, he responded to a question from The Washington Post about the ads’ popularity by saying: “The songs are very catchy three-chord pop songs. I think it’s also because of my curly hair.”

Violette told the Post he is working on writing some of his own songs and forming a band called God Against God. But the songs in the ads are written by Dave Mulhefeld of the Martin Agency, the company also responsible for the Geico gecko.

It’s not a real talking lizard, either, sadly.

Internet gossip suggests that he doesn’t actually speak English well, and he doesn’t know how to play the guitar. Those are lies! According to his Web site, he does speak English and is an actor/musician who plays the piano and guitar. He’s also single, and possibly has good credit. Boys, make a single file line and no pushing.

It just so happens he may have a “lil sugar in in his tank”. He’s entirely French, but even if you don’t speak the language, there’s enough on his website there to keep any gay boy fan happy — including a video of him performing an amazing (and very very sexy!) French blues song called “Voracite Feminine (Feminine Voracity)” which he himself wrote. A very close and trusted source of ours who is a Canadian gay porn personality has told us that Eric can often be found hanging out in the more popular gay bars there in Canada.